My PhilHealth Membership's Up-to-Date

The first month of the first quarter of  2014 is nearly at its end. I flipped over my notepad last night and was reminded of my Philhealth contribution for this year. Before, when I was employed, my employer(s) would automatically deduct 50% of my Philhealth's premium contribution from my gross salary every pay day and the other 50% would come from their end. The last BPO company I worked for was paying me 8,000 Php every 15 days amounting to 16,000 Php in  a month that required me to pay 375 Php monthly by Philhealth as my contribution. Now that I am no longer working, I still continue paying for my membership voluntarily categorized under the Individually Paying Program. Year 2012, it was amended that the 100 Php paid monthly by individually paying members will be doubled and would start by the following year and counting; but Philhealth also offered a payment scheme privilege that if an individually paying member could pay on or before August 2012 his/her whole 2013's contribution in one payment only then he/she will only pay 1,200 Php instead of 2,400 Php to which I availed. Come 2014, I have to pay 200 Php monthly for my contribution.

Paid 200 Php x 6 months for the first two quarters of 2014

I keep on paying for my Philhealth contribution because I can see that my membership benefits are essential not only for myself but for my household as well. Our youngest child was admitted last year due to UTI and because I am a meticulous mom when it comes to my kids' wellness and hospitalizations, I will always opt for a private hospital, an exclusive room, the best pediatrician in the city and branded medicines to be applied to my children. My husband and I would not take any risks at all when it comes to our little ones. We do not mind about the amount we have to shell out when health and recovery is a must. Our hospital bill for three days at General Santos Doctor's Hospital amounted to 16, 000 Php + 7, 500 Php for the Doctor's Professional Fee. We only paid 4, 000 Php out of the whole bill. Aside from my Philhealth membership, my husband had his paid for by the school where he is teaching but we requested  to have it cut-off. Philhealth does not allow double membership since my husband is already one of my beneficiaries. What he is focusing to is his SunLife insurance and his SSS contributions.

For more of Philhealth's programs and details, you may visit them online at http://www.philhealth.gov.ph.

Good thing here is, the bank where we have our deposits is accepting Philhealth payments. I need not to wait for long hours inside the PhilHealth office in General Santos City which is always bursting with people.